What Is An Ob Agreement

What Is An Ob Agreement

I assume that if you lose the baby, you will be reimbursed, as the agreement says, that you had to sign. From what I have heard, this contract will become a thing in many OB offices. But my question is: what happens if the hospital first files my bill with the insurance? I`m going to make them pay the deductible, just an $800 debt to the OB and wait for a refund check to pay the deductible amount at the hospital. I called the insurance company and they assured me that this method of settlement is even simpler as long as I do not change the OBs halfway. I am in mid-February, this office does not know why my husband and I are being treated in other offices. If I was two weeks late, I could have filled my deductible and they only got half of it in cash. Yup! My OB makes you pay in advance for the entire pregnancy and says they will refund you the difference! I thought it was very fishy. HOWEVER, I came to this because I paid with my FLEX card and they couldn`t charge it for services that haven`t arrived yet. I didn`t have to pay in advance.

I`m not sure how it will work bc I`ll have the first part of the pregnancy this year (I didn`t receive FLEX this year) and I`ll have the second part of my pregnancy next year, when I have FLEX. We`ll see what they`re trying to do with me. The last time I could, it stinks. I told the office lady that I would not pay for services I have not yet received. I`ve got one. My office has its own insurance agent/bill and it calls the insurance at the beginning of your prenatal to tell you what you are going to owe them for the next 9 months of prenatal appointments. My office is asking for a down payment for what it thinks the bill will be. So they charge 5k, my 3k insurance deductible October 1 and the baby is due in November. They want me to pay $3.50 by the end of November. It`s also part of my fear.

If the hospital receives their bill first and you owe them the money for your deductible. It could take you OB 45 days after delivery to find out and make you a refund in due course. From my experience working for doctors, they are eager to get money in and less eager to return money. I`ve even seen that some people keep the money and patients are unbalanced by visits to the office (as a person, it didn`t kill me because you never know what a person`s financial life is and they`re expected to come to your office 10 times to «treat» that the credit is just rude).

Comments are closed